Business model and scope
Clarify what the company offers, who receives the service, how value and money move, and which party owns each operational decision.
01 / Discovery
Understand the fintech business before the build starts.
Fixosoft turns an early product idea, an existing operational problem or a provider requirement into a clear business and technical direction. We map users, money movement, data, responsibilities and regulated questions before choosing what to build.
MarketMoney flowProvidersUsers
Users and operating flow
Map customer, employee, administrator, partner and compliance journeys—including approvals, exceptions, documents and handoffs.
Provider and constraint map
Identify banks, payment providers, KYC/AML services, CRM, ERP, tax systems, data sources and market-specific constraints.
What you receive
A discovery package that supports a real build decision.
The level of detail is matched to the project. A focused integration does not need the same package as a full regulated platform.
Product brief
A concise statement of the problem, target users, value, operating model, assumptions and measurable product outcome.
Workflow map
The main journey, back-office actions, approvals, exception paths, documents, notifications and ownership boundaries.
Dependency register
Required providers, available interfaces, unknowns, regulatory questions, security concerns and decisions that can block delivery.
Recommended next step
A practical route into architecture, licensing support, interface design, integration delivery or a focused proof of concept.
Choose the right starting point
Discovery can be narrow or end to end.
Start with the smallest useful scope. Fixosoft can review one API, one dashboard or one broken workflow, or prepare the foundation for a complete fintech platform.
- New product: align the business, product, compliance and engineering questions before estimates are treated as commitments.
- Existing system: isolate the operational bottleneck, integration gap or security boundary before changing working software.
- Provider-led project: verify the provider documentation, access model, data mapping and failure handling before implementation.
Delivery path
How the discovery moves forward
Full-platform planningFocused integration reviewExisting-system assessment
Frame the decision
Agree what must be learned, who owns the answers and which outcome would make the next investment sensible.
Map evidence and risk
Review available workflows, provider material, system constraints and regulated questions without presenting assumptions as facts.
Define the next delivery step
Document the recommended scope, dependencies, open decisions and validation work for the next phase.
Professional clarification
Discovery is not legal, tax or regulatory approval. Requirements depend on the product, jurisdiction and regulated providers, and should be confirmed with the relevant professional advisers.
Questions
What to know before a discovery conversation.
You do not need a finished specification. Bring the clearest evidence you already have, and we will identify what is still unknown.
No. A business goal, target market, provider list, existing workflow or system problem is enough to begin.
Yes. The work can focus on one API, dashboard, provider connection or operational workflow.
It can support a more reliable scope and estimate, but unresolved provider, regulatory or legacy-system questions may still require validation first.
Useful inputs include a short business description, user types, current process, known providers, sample documents, system constraints and the decision you need to make.
Page maintained and reviewed by the Fixosoft team. Last content review: 19 August 2026.
Start with the business question
Bring the idea, the workflow or the problem.
Fixosoft will help turn it into a clear next step for product, architecture, interfaces or integrations.